It’s Time to Find a Safe Deposit Box Alternative


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Safe deposit boxes are legendary for revealing items that fix problems—at least, they do in Hollywood stories. But in real life, safe deposit boxes may not be the haven for your valuables they used to be. A horrifying story from the New York Times recounts the tales of some people who put their valuables (think…

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Which Credit Card Networks Offer Travel Insurance Benefits?


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Travel insurance is one of the most overlooked benefits of many credit cards. We’re so focused on earning rewards and avoiding foreign transaction fees (worthy efforts, yes), that sometimes we don’t even realize that the same credit card could make life easier when your trip goes sideways.

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Where to Find The Cheapest Booze in Coach


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No one books a flight looking for a deal on alcoholic beverages. You buy a ticket because it’ll get you to the place you want to go for a price you’re willing to pay. Plus, no one expects free food and drink on a flight anymore unless you’re going to a far-flung destination or you’ve decided to pay for premium class.

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What’s Actually Worth Buying at the Duty-Free Shop


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As if your vacation needed more opportunities to spend money, you find yourself considering the duty-free shop at the airport. Sure, you can walk past some of them, keeping your money deep in your pockets as you seek an appetizing pre-flight snack. But sometimes, you can’t help but get funneled right through that…

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Should You Get an Airline Credit Card?


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With plenty of travel reward credit card options out there, you might be wondering if an airline-specific credit card is worth even considering. If you already have one, maybe the novelty wore off and it has taken a backseat to a new card that demands less brand-specific loyalty. But if travel credit cards are new to…

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Should You Pay for TSA Precheck, Global Entry, or Clear?


This post is by Lisa Rowan on Two Cents, shared by Lisa Rowan to Lifehacker from Lifehacker


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You’ve seen the special lines at the airport: People just breezing on through routine security measures while you’re waiting behind a family of seven, an eighth-grade class trip, and at least a dozen otherwise fine people who seem to have never flown before. You are miserable. You consider throwing money at this…

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What Kamala Harris’ Credit Score Plan Would Mean for You


This post is by Lisa Rowan on Two Cents, shared by Lisa Rowan to Lifehacker from Lifehacker


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Credit scores are typically determined by use of loans and credit cards. But bills that nearly everyone pays each month, like utilities, only show up on your credit report if those bills wind up in collections. That structure leaves out a lot of people don’t use credit products, either by choice or necessity.

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How Did You Pay Off Your Credit Card Debt?


This post is by Lisa Rowan on Two Cents, shared by Lisa Rowan to Lifehacker from Lifehacker


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When I was working to pay down my credit card debt, I opted to earn more instead of cutting back drastically on my expenses. Part of that equation was where I lived: super whackadoodle expensive Washington, D.C. I couldn’t just pick up and spend money to move to a less expensive place, so I decided the way out was to…

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Save on Airline Booking Fees by Buying Your Ticket at the Airport


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Buying airfare at the airport is, at best, a relic of our past, like getting dressed up to fly or smoking while at cruising altitude. At worst, it’s a great way to get yourself into the special screening line at security. But Melissa Yeager of the Arizona Republic found that if you’re patient and like going to the…

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Beware ‘Same as Cash’ Payment Offers


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If you spend any amount of time listening to the radio in your car, you’ve probably heard a few “six months same as cash” ads. If you’re not in the market for a mattress, washing machine or used car, you probably don’t think much about these ads. But someday, you will want to make a large purchase for a tangible item.…

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Beware ‘Same as Cash’ Payment Offers


This post is by Lisa Rowan on Two Cents, shared by Lisa Rowan to Lifehacker from Lifehacker


Click here to view on the original site: Original Post




If you spend any amount of time listening to the radio in your car, you’ve probably heard a few “six months same as cash” ads. If you’re not in the market for a mattress, washing machine or used car, you probably don’t think much about these ads. But someday, you will want to make a large purchase for a tangible item.…

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Why It’s Worth Spending Money to Save More of It


This post is by Lisa Rowan on Two Cents, shared by Lisa Rowan to Lifehacker from Lifehacker


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A lot of personal finance advice gets caught up in the little things—the cup of coffee you buy in the morning for $3. The streaming music subscription for $9.99 per month. Cut out these small expenses and clutch those dollar bills and you’ll save thousands of dollars each year. But of course it’s not that easy.

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Here’s How Long It Takes for Paid Debt to Be Reported to Credit Bureaus


This post is by Lisa Rowan on Two Cents, shared by Lisa Rowan to Lifehacker from Lifehacker


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You just made the last payment on a large purchase you’ve been paying off for what seems like forever. A celebration is in order, right? Go ahead, dance in your seat as you hit that “pay now” button for the very last time. Crack open some bubbly. Call your mom. But don’t expect your credit report to reflect that…

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How Did You Do on the No-Credit-Card Challenge?


This post is by Lisa Rowan on Two Cents, shared by Lisa Rowan to Lifehacker from Lifehacker


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It’s almost time to flip the calendar page, which means it’s time to end our no-credit-card challenge. How did you do this month during Lifehacker’s most polarizing challenge ever? Did you find yourself planning to use cash instead of plastic? Did you cut down on spending altogether?

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